• Different solutions for different life stages
Factor in the investor’s wealth building and wealth preservation stages in life to provide different solutions at different junctures.

• Greater diversification
Invest globally and across asset classes for greater diversification benefits.

• Regular disciplined investing
Help you to invest regularly, giving you the discipline to accumulate your savings as you approach your retirement.

• Steady, potential returns
Ensure you stay invested even after retirement, providing you with steady, potential investment returns.

• Simple all-in-one approach
A holistic investment strategy in one single fund to provide retirement income as well as for other financial goals.

Important Notice
This document is prepared by FIL Investment Management (Singapore) Limited ["FISL"] (Co. Reg. No.: 199006300E), a responsible entity for the fund(s) in Singapore. All views expressed cannot be construed as an offer or recommendation.

Prospectus for the fund(s) is available from FISL or its distributors upon request. Potential investors should read the prospectus before deciding whether to invest in the fund(s). Reference to specific securities or fund(s) is included for illustration only, and should not be construed as a recommendation to buy or sell the same. This document is for information only and does not have regard to the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Potential investors should seek advice from a financial adviser before deciding to invest in the fund(s). If that potential investor chooses not to seek advice from a financial adviser, he should consider whether the fund(s) in question is suitable for him.

Past performance of the manager and the fund(s), and any forecasts on the economy, stock or bond market, or economic trends of the markets that are targeted by the fund(s), are not indicative of the future performance. Prices can go up and down. The value of the shares of the fund(s) and the income accruing to the shares, if any, may fall or rise. Investors investing in fund(s) denominated in a non-local currency should be aware of the risk of exchange rate fluctuation that may cause a loss of principal when foreign currency is converted back to the investors' home currency. Exchange controls may be applicable from time to time to certain foreign currencies.

Fidelity, Fidelity Worldwide Investment, and the Fidelity Worldwide Investment logo and F symbol are trademarks of FIL Limited.