• Time on your side
Having time on your side means having a longer time period to accumulate money to invest and more time for your investments to grow in value.

• Power of compounding
Through the power of compounding, a small amount of money invested over time can grow into a substantial sum. This is achieved when the principal and returns are continually reinvested resulting in a geometric rate of increase on the initial investment. This is another reason to start investing early in order to benefit from the power of compounding returns.

• Opportunities from market cycles
Markets are always cyclical, going up and down. By investing early, you would have gone through more cycles, to enjoy the period when valuations are attractive.

• Headstart in life’s journey
You will give yourself a longer horizon to plan ahead for your future and for your family. You will be better prepared to respond to life’s curve balls, or adjust your life strategies along the way.